Saving money and living on a budget does not sound very exciting to most people. But if you understand that changing how you live now will affect how you live later… the big picture starts to sink in! If you don’t spend that $500 on a new wardrobe now…and invest it…. after some time you will be able to buy more clothes than you have closet space with the money you earned off that money! OR if you stop using credit cards and pay them off you won’t be wasting money on interest EVERY month and will have just created more $ to be used in the budget! Check our Dave Ramsey for some excellent tips and ways to make it fun. Technology and apps are a big help these days. Ask your bank if they have any!
4. Make Budgeting Fun with Technology!
Budget does not have to mean boring and complicated excel spreadsheets. Today, technology offers many great budgeting solutions to help you and your spouse not only track every single penny but also plan on how you will spend it. Once you find a solution that fits your needs, both you and your spouse will be able to have much more fun in the process.